Get a $25 Wealthsimple Referral Bonus When You Sign Up

Deposit $1+ and receive your $25 sign up bonus within 24 hours.

Copy the code here:

9C6DMQ
2. Visit Wealthsimple.ca

Code Verified for March 2026

Want the full details on eligibility, terms, and how the code works? Read our Wealthsimple Referral Code guide →

Transferring a Larger Portfolio? Get Up to a 3% Transfer Bonus

In 2026, Wealthsimple's (Un)Real Deal transfer bonus matches a percentage of assets you move from another institution. It stacks with the $25 referral bonus.

1%
Cash Match

12 months

2%
Cash Match

36 months

Most Cash
3%
Cash Match

60 months

You choose your tier when you enroll — all three options are available for transfers of $25K+.

Key Facts

  • ✓ Minimum transfer: $25,000
  • ✓ Transfer fees reimbursed (up to $150)
  • ✓ Register by March 31, 2026

Pro Tip: Sign up with referral code 9C6DMQ first to lock in your $25 sign up bonus, then enroll in the (Un)Real Deal before transferring. Both bonuses stack.

See all 2026 Wealthsimple promotions →

Wealthsimple Bonus Calculator

$25,000
$0$500,000

Match Tier

New Wealthsimple User?

Total Combined Value

$925

Referral Bonus$25
Transfer Match$13 /mo over 60 months
$750
Transfer Fee Reimbursement$150

Estimates based on current Wealthsimple promotions as of February 2026. Transfer match is paid monthly over the commitment period. Transfer fee reimbursement up to $150 per account transferred. Terms subject to change.

How to Claim Your $25 Bonus

Sign Up for Wealthsimple

Use our Wealthsimple Referral link and use code 9C6DMQ to create your free account and unlock your sign up bonus.

Deposit $1 or More

Fund your account with at least $1 to activate your bonus. You can transfer from your bank or set up direct deposit.

Get Your $25 Cash Bonus

Your $25 cash bonus will be deposited into your account within a few business days!

Can You Still Use a Referral Code?

Your Situation Eligible?
Never signed up for Wealthsimple ✓ Yes
Signed up but never funded ✓ Yes, anytime
Funded within last 7 days ✓ Yes, act now!
Funded more than 7 days ago ✗ No

TL;DR: If you funded your account, you have 7 days to add a code. Never funded? You can add a code anytime, then you have 30 days to fund and claim your bonus.

Full guide: How to claim your referral bonus after signup →

What is Wealthsimple?

Wealthsimple is Canada's largest online investment platform, founded in 2014 and headquartered in Toronto. With over 3 million Canadians trusting their money with Wealthsimple, it's become the go-to choice for modern investors who want a simple, low-cost way to grow their wealth.

Whether you want to invest in stocks, ETFs, or crypto, save for retirement with a TFSA or RRSP, or save for your first home with an FHSA, Wealthsimple makes it easy. Their award-winning app offers commission-free trading, automatic portfolio rebalancing, and tax-loss harvesting.

Wealthsimple is regulated by IIROC (Investment Industry Regulatory Organization of Canada) and is a member of CIPF, protecting your investments up to $1 million. It's the smart, safe way to invest in Canada.

Claim Your $25 Wealthsimple Bonus Today!

Sign up with our referral link, deposit $1+, and get your $25 cash bonus within 24 hours. Transferring $25K+? You may also qualify for a transfer bonus.

Get $25 Bonus

How Wealthsimple Works

Self-Directed Trading

Trade stocks, ETFs, and crypto commission-free. Buy fractional shares with as little as $1 and build your portfolio your way.

Managed Portfolios

Let Wealthsimple's experts manage your investments with automatic rebalancing and tax-loss harvesting. Perfect for hands-off investors.

Registered Accounts

Open a TFSA, RRSP, FHSA, RESP, or personal account. Wealthsimple supports all major registered account types in Canada.

Low Fees

No account fees, no minimum balance, and commission-free trading. Managed portfolios have a competitive 0.4-0.5% annual fee.

Investing in Canada at a Glance

Tax-sheltered accounts, low-fee platforms, and the real cost of high MERs — the numbers every Canadian investor should know.

Canadian registered accounts comparison showing TFSA ($7,000/year), RRSP ($32,490 max), FHSA ($8,000/year), and non-registered accounts with contribution limits, tax treatment, and eligibility for 2026
2026 contribution limits, tax treatment, and eligibility compared across all major Canadian registered accounts.
Annual tax-sheltered contribution room in Canada totals $47,490 in 2026 — $7,000 TFSA plus $32,490 RRSP plus $8,000 FHSA
Most Canadians don't use half of their $47,490 annual tax-sheltered room.
$284,000 lost to mutual fund fees over 30 years — 0.2% index ETF grows $100,000 to $716,000 versus 2.0% bank mutual fund growing to only $432,000
A 1.8% fee gap costs $284,000 over 30 years on a $100K portfolio.

Safety & Security

Your money is protected by Canada's strongest financial safeguards

CIPF Protection

Your investments are protected up to $1 million through the Canadian Investor Protection Fund (CIPF).

IIROC Regulated

Wealthsimple is regulated by IIROC, Canada's national self-regulatory organization for investment dealers.

Bank-Level Security

Your data is protected with 256-bit encryption, two-factor authentication, and biometric login.

100% Canadian

Headquartered in Toronto, Wealthsimple is a proudly Canadian company serving Canadian investors.

Frequently Asked Questions

When will I receive my $25 sign up bonus?

Your $25 cash bonus is typically deposited within 24 hours after you successfully deposit $1 or more into your Wealthsimple account.

What is the minimum deposit to get the bonus?

You need to deposit at least $1 to qualify for the $25 Wealthsimple sign up bonus. The deposit must remain in your account for at least 30 days.

Can I use Wealthsimple if I already have investments elsewhere?

Yes! Wealthsimple works alongside your existing investments. Many users transfer their RRSPs, TFSAs, or open portfolios to Wealthsimple to take advantage of lower fees, automated investing, and the current transfer bonus (up to 3% match on transfers of $25K+).

Does Wealthsimple have a transfer bonus?

Yes. The (Un)Real Deal promotion lets you choose a 1%, 2%, or 3% cash match when you transfer $25,000+ from another institution. You can stack this with the $25 referral bonus. See all current promotions →

Can I stack the referral bonus with the transfer bonus?

Yes. Sign up with referral code 9C6DMQ first to get your $25 sign up bonus, then enroll in the (Un)Real Deal transfer bonus before initiating your transfer. Both bonuses apply to the same account.

Are there any account fees?

Wealthsimple has no account fees for their self-directed trading platform. For managed portfolios, they charge a competitive 0.4-0.5% management fee with no trading commissions.

Is Wealthsimple safe and secure?

Yes, Wealthsimple is regulated by IIROC and is a member of CIPF, which protects your investments up to $1 million. Your cash is also held with major Canadian banks.

What if I forget to use the referral link?

Good news: you can still add a referral code after signup! If you never funded your account, you can add a code anytime. If you already funded, you have 7 days from when the funds settled. Read the full guide →

Can I refer my friends after signing up?

Absolutely! Once you're a Wealthsimple user, you'll get your own referral link. When your friends sign up and deposit $1+, both you and your friend can earn referral bonuses.

What can I invest in with Wealthsimple?

Wealthsimple offers stocks, ETFs, crypto, managed portfolios, TFSAs, RRSPs, FHSAs, and more. You can also trade fractional shares starting with as little as $1.

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